Skip to main content

You are insured in the basic tariff

Legal product

The basic tariff is a legal product that is comparable to the services of the statutory health insurance companies. There is no higher-quality insurance cover that provides for the PKV's services in the basic tariff and differ significantly from those of the PKV tariffs.

The basic tariff is based on the services of the statutory health insurance companies and must follow the requirements of these health insurers. While the private health insured (PKV) permanently receive a contractually guaranteed protective package, the services are reduced in accordance with the legally insured persons in the baistarif.

The amount of the contribution depends on the age of entry and on the scope of services. Previous illnesses are not requested here and risk surcharges are not collected. The maximum contribution amount is legally defined and corresponds to the GKV plus the average additional contribution rate of the health insurance companies (2020 approx. 909.38 euros/month including requirement insurance). This is the maximum amount that an insured person must pay in the basic tariff. However, this amount also remains if his income as a pensioner sinks.

For each insured person, a separate contribution is made in the basic tariff. A couple pays two contributions, children and adolescents pay up to a maximum limit of currently 236 euros. In the GKV, spouses are insured without income and children are insured free of charge.

For more information on the basic tariff, please check the information from the Internet.


+49 151-22992297

WhatsApp on your computer - how it works

SMS to
+49 151-22992297

Request an offer via SMS

Request a recall
Arrange a free recall

Write an email to us
Contact by email

Write to US

We secure your health

Your digital signature

mit Adobe Sign Signieren

Quote from Adobe: "Adobe Sign is worldwide No. 1 for electronic signatures and offers the most comprehensive support for legal requirements. Trust the highest compliance every step in your document workflow." Click the Adobe page below.


Adobe Sign concludes every transaction with a clear evidence of the signature and the signer.

Copies of the final document are automatically sent to all contracting parties and provided by Adobe with a manipulation-proof seal.