Health insurance with direct commitment

You will receive a confirmation with your individual contract today.
And are now private patients with all doctors and in the hospital!

65%*

cheaper

The tariffs at a glance:

*EU regulations make it possible to save more than 50% of the contribution through health insurance in other EU countries (EUKV) - European health insurance is therefore an affordable alternative for many insured persons. Anyone who does not meet the requirements for taking out private health insurance (PKV) or statutory health insurance (GKV) can alternatively opt for European health insurance. This applies to people who return home from abroad or immigrate, who would otherwise no longer be able to obtain insurance cover in Germany, or who have had their existing cover terminated.

After 3 years, a transition to German private health insurance is possible without paying a penalty. Check our European insurance offers!

Krankenversicherung ab 65 €

Standard

Overall maximum limit
500.000 € yearly
  • In-patient hospital stay, including
  • Single room Chief Doctor
  • Day-patient treatment 1.000 €
  • Chronic diseases
  • Return transport to hometown
  • Physiotherapy
  • Cancer treatment
  • Dental treatment emergency
  • Dental treatment
  • pregnancy and childbirth
  • Spectacles/contact lenses
  • Laser eye benefit
  • Medical aids and devices
  • Psychotherapy
  • Wellness screening 50 €

Standard Plus

Overall maximum limit
750.000 € yearly
  • In-patient hospital stay, including
  • Single room Chief Doctor
  • Day-patient treatment 2.500 €
  • Chronic diseases
  • Return transport to hometown
  • Physiotherapy
  • Cancer treatment
  • Dental treatment emergency
  • Dental treatment
  • Pregnancy and childbirth
  • Spectacles/contact lenses
  • Laser eye benefit
  • Medical aids and devices 500 €
  • Psychotherapy until 15 nights
  • Wellness screening 100 €

Comprehensive

Overall maximum limit
1.000.000 € yearly
  • In-patient hospital stay, including
  • Single room Chief Doctor
  • Day-patient treatment 5.000 €
  • Chronic diseases
  • Return transport to hometown
  • Physiotherapy
  • Cancer treatment
  • Dental treatment emergency
  • Dental treatment 750 €
  • Pregnancy and childbirth
  • Spectacles/contact lenses
  • Laser eye benefit
  • Medical aids and devices 1.000 €
  • Psychotherapy until 15 nights
  • Wellness screening 200 €

Premium

Overall maximum limit
1.500.000 € yearly
  • In-patient hospital stay, including
  • Single room Chief Doctor
  • Ambulante Behandlung 10.000 €
  • Chronische Krankheiten
  • Rücktransport ins Wohnland
  • Physiotherapie
  • Cancer treatment
  • Dental treatment emergency
  • Dental treatment 1.000 €
  • Pregnancy and childbirth7.500 €
  • Spectacles/contact lenses 100 €
  • Laser eye benefit
  • Medical aids and devices1.500 €
  • Psychotherapy until 30 nights
  • Wellness screening 500 €

Elite

Overall maximum limit
2.000.000 € yearly
  • In-patient hospital stay, including
  • Single room Chief Doctor
  • Day-patient treatment full refund
  • Chronic diseases
  • Return transport to hometown
  • Physiotherapy
  • Cancer treatment
  • Dental treatment emergency
  • Dental treatment 1.500 €
  • Pregnancy and childbirth 10.000 €
  • Spectacles/contact lenses 300 €
  • Laser eye benefit
  • Medical aids and devices 2.000 €
  • Psychotherapy until 30 nights
  • Wellness screening 1.000 €

Your Fees

EUKV - the affordable alternative for many people!

Discount for the following payment method:/strong>
quarterly 5% | semiannually 6% | annually 8%

Tariff Standard

Tariff Standard Plus

Tariff Comprehensive

Tariff Premium

Complete your personal offer directly online here:

This short video shows you how to download the contract and fill it out directly on your computer. If you have any questions, a member of staff will be happy to help you over the phone.

telefon  +49 211 / 210 97 510

This electronic signature is certified by Adobe Sign and can be used on computers, tablets and mobile phones.
(German version)
You can download a comprehensive contribution comparison as a PDF here.
+ Important NOTE

For legal reasons, it is currently not possible for customers of private or statutory health insurance to switch to European health insurance. According to German law, the EU-KV, the EEA insurers have not been recognized as legitimate follow-up health insurance since 2016, but this is necessary to terminate the existing contract. According to §193 VVG, the EUKV fulfills the EEA insurers, including Morgan Price and ALC, only partially the insurance obligation regulated in Germany. Risk reserves in old age and the prescribed contributions to long-term care insurance are not taken into account; separate contracts must be concluded and reserves formed here. Due to this currently applicable regulation, it is not recognized as follow-up insurance.

Therefore, we can currently only place uninsured customers in the EU health insurance, which is a very good alternative to statutory or private health insurance due to the non-levying of penalties and negative Schufa information. European health insurance protects you against financial risks in the event of illness. For decades, the EEA service providers have been offering millions of customers around the world the best services on a similar level to German private health insurance companies.

As a private or statutory health insurance customer, would you still like to optimize your tariff and find the right tariff for your situation? Are you considering returning to statutory health insurance or would you like to switch to private health insurance? We are happy to answer any questions you may have, advise you and show you the possible potential of a comparison or a change. As soon as German legislation changes its position on EUKV, we will be happy to inform you, the insured person, about the possibility of switching to EUKV and support you in doing so.

All information on EUKV and the existing legal situation can also be found in the PDF document "2. Explanations Protocol EEA" in our download center.

WhatsApp:
+49 151-22992297

WhatsApp on your computer - how it works

SMS to
+49 151-22992297

Request an offer via SMS

Request a recall
Arrange a free recall

Write an email to us
This email address is being protected from spambots. You need JavaScript enabled to view it.

This email address is being protected from spambots. You need JavaScript enabled to view it.

Write to US

We secure your health

Part of over 400 positive reviews

"Ms. Angela Vogel always gave me a friendly and competent advice on my questions, suggestions and also my critical comments."
R. Matern, Düsseldorf

"Thank you for this service, which I can only recommend to everyone, because you are unable to compare the insurance benefit in this way."
Regina L. from Mainhardt

"European health insurance. And. A brokerage office, with a lot of heart and humor, that does what it promises!"

Astrid D. from Rheinberg

Your digital signature

mit Adobe Sign Signieren

Quote from Adobe: "Adobe Sign is worldwide No. 1 for electronic signatures and offers the most comprehensive support for legal requirements. Trust the highest compliance every step in your document workflow." Click the Adobe page below.

Certified

Adobe Sign concludes every transaction with a clear evidence of the signature and the signer.

Copies of the final document are automatically sent to all contracting parties and provided by Adobe with a manipulation-proof seal.

We use cookies on our website. Some of them are essential for the operation of the site, while others help us to improve this site and the user experience (tracking cookies). You can decide for yourself whether you want to allow cookies or not. Please note that if you reject them, you may not be able to use all the functionalities of the site.