You will receive a confirmation with your individual contract today.
And are now private patients with all doctors and in the hospital!
For legal reasons, it is currently not possible for customers of private or statutory health insurance to switch to European health insurance. According to German law, the EU-KV, the EEA insurers have not been recognized as legitimate follow-up health insurance since 2016, but this is necessary to terminate the existing contract. According to §193 VVG, the EUKV fulfills the EEA insurers, including Morgan Price and ALC, only partially the insurance obligation regulated in Germany. Risk reserves in old age and the prescribed contributions to long-term care insurance are not taken into account; separate contracts must be concluded and reserves formed here. Due to this currently applicable regulation, it is not recognized as follow-up insurance.
Therefore, we can currently only place uninsured customers in the EU health insurance, which is a very good alternative to statutory or private health insurance due to the non-levying of penalties and negative Schufa information. European health insurance protects you against financial risks in the event of illness. For decades, the EEA service providers have been offering millions of customers around the world the best services on a similar level to German private health insurance companies.
As a private or statutory health insurance customer, would you still like to optimize your tariff and find the right tariff for your situation? Are you considering returning to statutory health insurance or would you like to switch to private health insurance? We are happy to answer any questions you may have, advise you and show you the possible potential of a comparison or a change. As soon as German legislation changes its position on EUKV, we will be happy to inform you, the insured person, about the possibility of switching to EUKV and support you in doing so.
All information on EUKV and the existing legal situation can also be found in the PDF document "2. Explanations Protocol EEA" in our download center.
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