You will receive a confirmation with your individual contract today.
And are now private patients with all doctors and in the hospital!
The "EuKV Standard" is our entry -level tariff. This was explicitly created for the bargain hunters that want to save, but also want a minimum health insurance in private health insurance. You save even more if you choose your deductible accordingly. Even with inpatient accommodation, you can enjoy the comfort of a single room with chief physician treatment.
You have free family and specialist choice in outpatient treatment. The annual service limit for the doctor, including medicinal and association means as well as medication, is 1,000 €* in the standard tariff and with a maximum sum insured annually of 500,000 €, the EUKV Standard tariff offers a good coverage.
*The monthly contribution for a 39-year-old person is € 74.46 with an annual deductible of € 500. A complete overview of the services can be found in the contribution overview:
*Only within 6 weeks of hospitalization.
The "EuKV Standard Plus" is our favorable tariff with good performance. They are well secured and enjoy many advantages of private health insurance with cheap contributions. Even with inpatient accommodation, you can enjoy the comfort of a single room with chief physician treatment.
You have free family and specialist choice in outpatient treatment. The annual service limit for the doctor, including medicinal and association means as well as medication, is 2,500 euros in the start tariff and, with a maximum insurance sum of 750,000 euros, the EuKV Standard Plus tariff offers a good coverage.
The monthly contribution for a 39-year-old person is € 92.76 with an annual deductible of € 500. A complete overview of the services can be found in the contribution overview:
*Only within 6 weeks of hospitalization.
The "EuKV Comprehensive" is our test winner tariff. This excellent tariff was explicitly created for those who want to save, but also want to save good security. Even with inpatient accommodation, you can enjoy the comfort of a single room (including rooming-in for parents in your children). Test winners.
You have free family and specialist choice in outpatient treatment. The annual service limit for the doctor, including medicinal and association means as well as medication, is € 2,500 in the start tariff and, with a maximum insurance sum of € 750,000, the EuKV Standard Plus tariff offers a good coverage.
The monthly contribution for a 39-year-old person is € 147.79 with an annual deductible of € 500. A complete overview of the services can be found here:
*Only within 6 weeks of hospitalization.
For legal reasons, it is currently not possible for customers of private or statutory health insurance to switch to European health insurance. According to German law, the EU-KV, the EEA insurers have not been recognized as legitimate follow-up health insurance since 2016, but this is necessary to terminate the existing contract. According to §193 VVG, the EUKV fulfills the EEA insurers, including Morgan Price and ALC, only partially the insurance obligation regulated in Germany. Risk reserves in old age and the prescribed contributions to long-term care insurance are not taken into account; separate contracts must be concluded and reserves formed here. Due to this currently applicable regulation, it is not recognized as follow-up insurance.
Therefore, we can currently only place uninsured customers in the EU health insurance, which is a very good alternative to statutory or private health insurance due to the non-levying of penalties and negative Schufa information. European health insurance protects you against financial risks in the event of illness. For decades, the EEA service providers have been offering millions of customers around the world the best services on a similar level to German private health insurance companies.
As a private or statutory health insurance customer, would you still like to optimize your tariff and find the right tariff for your situation? Are you considering returning to statutory health insurance or would you like to switch to private health insurance? We are happy to answer any questions you may have, advise you and show you the possible potential of a comparison or a change. As soon as German legislation changes its position on EUKV, we will be happy to inform you, the insured person, about the possibility of switching to EUKV and support you in doing so.
All information on EUKV and the existing legal situation can also be found in the PDF document "2. Explanations Protocol EEA" in our download center.
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Christian Fink
Tel. +49 151-22992297
fink@cp-finanz.de
´Peter Bellinghausen
Tel. +49 173-2814182
bellinghausen@cp-finanz.de
Robert Dostert
Tel. +49 171-1057191
dostert@cp-finanz.de
(freelancer)
Joachim Sauerzapfe
Tel. +49 176-24794140
sauerzapfe@cp-finanz.de
(freelancer)
Company headquarters:
CP Finanzconcepte GmbH
Contact person:
Angela Vogel
Niermannsweg 11-15
40699 Erkrath/Düsseldorf
Our contact persons:
Tel. 0211-21097510
Fax 0211-21097513
• Düsseldorf
• Cologne
• Frankfurt
• Stuttgart
• Remscheid
• Neuss
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